Mastercard's Vision and How To Get There
Johanna Elvinsson
How to Burn €2.5 Million in 5 Years Building a Custom Payment System to Scale Your Global Online Business
Learn the real costs and insights from Norberts Millers’ 5-year journey building a global custom payment system from scratch.
Norberts Millers
The Art of Storytelling in B2B Software
Learn how to connect a simple customer need to your overly complicated SaaS solution — through a good story.
Jane Leung
Corporate Culture in Fintech
Konstantins Margolis
Plastic or Not? The Future of Physical Cards
Learn how physical payment cards can drive growth, boost brand loyalty, and enhance customer satisfaction in today’s digital world.
Tapio Vailahti
Unlocking the Power of Attributes
Explore verifiable credentials in the EUDI wallet with live audience input and real-world use cases.
Martins Avens
From Legal Hurdles to FinTech Triumphs: Navigating the Path to Multimillion-Pound Deals
Karan Johal
Panel Discussion: Unlocking Growth in Payments: Overcoming Today’s Challenges and Building Tomorrow’s Solutions
Saulius Racevicius
Dr Kelly Fenech
Eriks Petersons
How I Made 1 Million in 100 Days with My Newest Online Store
Gustavs Gotauts
Lunch Break
Zone 1: Time to Upgrade CRM: Discover How SAP AI Can Maximize Your Customer Lifetime Value
Discover the evolution of CRM and see how AI is transforming customer relationships with automation, smarter decision-making, and live demonstrations!
Pavels Koliskins | CCO at Pearl Latvija
Jekaterina Velika | SAP Emarsys Developer at Pearl Latvia
Zone 2: AI Automations for Contact Centers
Practical workshop to set up omni-channel automation for customer service email and chat agents.
Evalds Urtans | Founder, AI Researcher at Eldigen, Asya.ai, Pitch Pattern
Zone 3: Cross-Border Payments: Role of Advanced Networks in Enhancing Customer Experience in B2B Flows
How will your company benefit from democratization of access to the global financial infrastructure?
Tuomas Autero | Director - Transfer Solutions at Mastercard Northern Europe
Amartya Biswas | Manager - Transfer Solutions at Mastercard Northern Europe
Public-Private Partnerships Driving Digital Economy Innovation in Northern Europe
Johanna Elvinsson
Donara Barojan-Vera
Real-Time Cross-Border Payments on Stage (Live!)
Join Chris and Piotr for a live demo of cross-border Wero payments, featuring real-time transactions across EU banking apps.
Piotr Jan Pietrzak
Chris Scheuermann
Steering the Future: Digital Banking Solutions for Evolving Financial Needs
Explore DECTA’s digital banking solutions with Gabriel Stefanak, covering crypto, AI, and scalable strategies for modern financial transformation.
Gabriel Stefanak
Behind the Swipe: How Security Awareness Impacts Us All
Cecilie Fjellhøy
Enhancing Cross-Border eCommerce Efficiency Through Integrated Global Logistics and Payment Solutions Powered by Fintech
Discover how integrating logistics and fintech-powered payment solutions boosts cross-border eCommerce efficiency and enhances the customer experience.
Jason Li
Martijn Schneider
Beyond Business: The Personal Journey of Purposeful Entrepreneurship
Lotte Tisenkopfa-Iltnere
The Blueprint to Succesful Digital Marketing Campaigns
Join the Manoro team for an interactive session to assess your paid digital marketing strategy and receive a tailored blueprint for future campaign success.
Normunds Vucans
Intars Jomants
Trends VS Reality in Digital Communication
Jānis explores digital communication's untapped potential for boosting sales and customer care, highlighting trends and future tech like RCS.
Janis Karans
E-commerce in The Next Economy - How Click to Pay as a New Industry Standard Can Help Merchants Boost Conversion & Security
Mikko Kairtamo
Balancing The Value for The User With City Compliance - Case of Bolt's Micromobility
Discover how a collaborative approach, powered by AI, improved e-scooter safety and parking ecology in urban areas, moving beyond the limitations of heavy regulation.
Mikhails Shcheglovs
Business Speed Dating Session
Move from table to table with two minutes to introduce yourself, exchange business contacts, and spark new connections!
All Attendees are Welcome to Join
Evening Cocktail Party at Hanzas Perons!
Opening Speech
Panel Discussion: Tokenization of Real World Assets
Lauris Borodovskis
Kristaps Cuders
Matiss Ansviesulis
Panel Discussion: The Impact of Blockchain Technology on Traditional Banking and Financial Services
Dr Kelly Fenech
Kriss Pujats
Data and AI-Powered Leadership: Optimizing Real-Time Decision-Making
Make real-time decisions in data-driven scenarios and discover how AI tools can optimize outcomes in this interactive session.
Ana Tralle
Case in Point: airBaltic's Leap into Web3 Loyalty
Discover how airBaltic is transforming customer loyalty with Web3 technology, creating a secure, engaging, and future-ready rewards program that redefines the travel experience.
Arturs Garais
The First 15 Years Since Bitcoin's Inception: Explore The Key Developments and Milestones in The Early Years of Crypto Adoption
Gain insights from one of the early adopters of Bitcoin and an expert in crypto solutions
Armin van Bossto (Konjalic)
Fintech Growth Strategies: White Label Core Banking Software, In-House, or Hybrid?
Dive into the pros, cons, and key factors of using White Label Core Banking, building in-house, or hybrid solutions to help fintechs scale strategically.
Aleksandrs Novozenovs
Dr. Alexander Suhobokov
Sofian Berrahal
Panel Discussion: Latvia - Emerging as a MiCA Licensing Powerhouse
Agneta Rumpa
Marine Krasovska
Mustafa Baltaci
Cut Through the AI Crap: Create a LinkedIn Brand That Actually Matters
This session covers the essentials of building a standout LinkedIn brand, from creative content and storytelling to authentic engagement.
Olga Zorova
Lunch Break
Zone 1: Transforming Fraud & AML Prevention by Use of AI technology
During this session, you will learn about how Mastercard is making use of the latest AI technology to prevent financial crime and identify network fraud.
Tanja Wesén | VP Security Solutions at Mastercard Northern Europe
Alberto López González | VP, Security Solutions Product Lead
Zone 2: Deep Dive into NFT Management
Hands-on SAP NFT Management workshop: Learn to create, launch, and automate your NFT collections with expert guidance and Q&A.
Sven Haiges | Tech Strategist, SAP CX Intelligence & Incubation at SAP
Zone 3: Moments of Clarity: Insights for Thriving in E-commerce & Lead Generation
Addressing 2025's top eCommerce challenges with real solutions for cost-cutting, customer experience, and data-driven growth.
Simone Paridini | Cofounder, Head of Ecommerce at 94n Digital
Alex Tkacovs | Founder, CEO at 94n Digital
B2Me – AI-Driven Omnichannel Experiences
Customers increasingly expect personalized treatment across all channels. SAP Emarsys embraces this omnichannel vision, leveraging data to deliver seamless and tailored experiences to each customer.
Darron Gregory
Who Will Automate my Learning?
"All learning is about experience, everything else is just information" Albert Einstein
Vladimirs Ivanovs
The Future AI Takeover - Navigating Legal and Technical Boundaries
Renate Strazdina
Licensing QA - Insights from the Bank of Latvia
This session offers essential insights for navigating the regulatory landscape and leveraging emerging technologies in the financial sector.
Guna Janelsiņa
Eleonora Bušmane-Zvaigzne
Elena Srebnija
The Hidden Truths of AI in Business
Discover key insights on launching an AI journey, from challenges to successes, and learn how AI empowers employees to boost efficiency and growth.
Kristaps Vergins
AI-Powered Business Growth: Practical Strategies for Business Leaders
In this session, we will demystify AI for business leaders, sharing practical, real-world strategies to harness its potential.
Sergey Jermakov
Non-Custodial Payment Cards. Why, How, When?
Explore the future of payments with non-custodial cards, offering blockchain security and full user control.
Egor Avertisov
Who Owns AI Generated Content?
Artificial intelligence has become a part of our daily lives, and now it’s transforming the way we do business. From automating tasks to generating content, we all use different AI tools. But this raises an important question: who really owns AI generated content?
Una Petrauska
AI Chatbots and the Battle for Brand Visibility: What’s Your Share of Voice?
Discover how to monitor and optimize your brand’s AI visibility in chatbots and assistants with real-time insights and strategies from Julia’s interactive session.
Julia Riml
Personalized Shopping Experiences in an AI-Driven World
Explore how AI tools are reshaping eCommerce and how Printful uses data to simplify decision-making for global merchants.
Niks Evalds
Generative AI: Practical Implementation in Fintech Compliance
Roman Zilber
Deniss Skokovs
NFT Treasure Hunt: Exploring Digital Collectibles in the Real World
Collect all 4 NFTs at ECOM'21 by scanning participating booth QR codes for a chance to win in our the raffle!
airBaltic
SAP
Panel Discussion: AI in Making Autonomous Business Decisions Based on Real-time Data
Martins Popelis
Inese Lazdovska
Ugis Springis
Let's celebrate - After Party at the iconic Soda Club!
Opening Speeches
DECTA
Mastercard
KPMG
Mastercard's Vision and How To Get There
Johanna Elvinsson
How to Burn €2.5 Million in 5 Years Building a Custom Payment System to Scale Your Global Online Business
Norberts Millers
In this session, Norberts Millers from DECTA reveals the journey of creating a global payment infrastructure, from a single acquirer setup to full orchestration. He’ll share key insights into scaling, managing risks, and optimizing payments through advanced routing, AI fraud prevention, and adaptive 3DS. A must-see for those looking to understand the real costs and rewards of building a custom payment system.
The Art of Storytelling in B2B Software
Jane Leung
Corporate Culture in Fintech
Konstantins Margolis
Plastic or Not? The Future of Physical Cards
Tapio Vailahti
In this presentation, you will discover how your bank can harness the power of physical payment cards to drive growth and customer satisfaction. Tapio will explore why physical payment cards remain crucial in today's digital world. He will also discuss how banks can leverage this last physical touchpoint to enhance brand marketing, differentiate themselves, and better meet consumer needs.
Unlocking the Power of Attributes
Martins Avens
A brief introduction will be provided on attributes, also known as verifiable credentials, within the context of the EUDI wallet to introduce to the audience what an attribute is. Following this, the audience will be invited to interactively share the types of attributes they personally hold, with the results displayed on a large screen. Using the list of collected attributes, the speaker will draft real-world use cases and practical application, showcasing how organizations can incorporate these results into their daily operations.
From Legal Hurdles to FinTech Triumphs: Navigating the Path to Multimillion-Pound Deals
Karan Johal
Panel Discussion: Unlocking Growth in Payments: Overcoming Today’s Challenges and Building Tomorrow’s Solutions
Saulius Racevicius
Dr Kelly Fenech
Eriks Petersons
How I Made 1 Million in 100 Days with My Newest Online Store
Gustavs Gotauts
Lunch Break
Zone 1: Time to Upgrade CRM: Discover How SAP AI Can Maximize Your Customer Lifetime Value
Pavels Koliskins | CCO at Pearl Latvija
Jekaterina Velika | SAP Emarsys Developer at Pearl Latvia
Explore the revolution of CRM from traditional systems to today’s state. Uncover how AI is revolutionizing CRM by automating interactions and enhancing decision-making. Get ready for practical use-cases and real (live) AI demonstrations!
Zone 2: AI Automations for Contact Centers
Evalds Urtans | Founder, AI Researcher at Eldigen, Asya.ai, Pitch Pattern
Practical workshop to set up omni-channel automation for customer service email and chat agents; Fully automate staff training agents; Automated marketing agents; Automated webshop content agents. Also includes an introduction to RAG (Retrieval Augmented Generation) systems to enable LLMs (Large Language Models) to work with private business data in a secure environment, even on-premises.
Zone 3: Cross-Border Payments: Role of Advanced Networks in Enhancing Customer Experience in B2B Flows
Tuomas Autero | Director - Transfer Solutions at Mastercard Northern Europe
Amartya Biswas | Manager - Transfer Solutions at Mastercard Northern Europe
Tuomas and Amartya will be leading a discussion on the fast-evolving cross-border payments landscape with the audience. The purpose of the session is to share experiences on current challenges and emerging opportunities in this space for Baltic and Nordic companies. How will your company benefit from democratization of access to the global financial infrastructure?
Public-Private Partnerships Driving Digital Economy Innovation in Northern Europe
Johanna Elvinsson
Donara Barojan-Vera
Real-Time Cross-Border Payments on Stage (Live!)
Piotr Jan Pietrzak
Chris Scheuermann
Steering the Future: Digital Banking Solutions for Evolving Financial Needs
Gabriel Stefanak
Gabriel Stefanak from DECTA presents essential digital banking solutions to meet evolving financial demands. Covering crypto integration, AI, cloud computing, and core features like onboarding and payments, this session explores how DECTA’s end-to-end solutions drive speed, security, and scalability. Discover strategies for in-house vs. outsourced development and the benefits of DECTA’s white-label options for seamless digital transformation.
Behind the Swipe: How Security Awareness Impacts Us All
Cecilie Fjellhøy
Enhancing Cross-Border eCommerce Efficiency Through Integrated Global Logistics and Payment Solutions Powered by Fintech
Jason Li
Martijn Schneider
This presentation explores how integrating logistics and global payment solutions, powered by Fintech, can significantly enhance cross-border eCommerce efficiency. By examining key innovations and real-world applications, we’ll demonstrate how seamless coordination between logistics and payments improves customer experience and simplifies international trade. Attendees will gain insights into overcoming the unique challenges of global eCommerce through strategic integration.
Beyond Business: The Personal Journey of Purposeful Entrepreneurship
Lotte Tisenkopfa-Iltnere
The Blueprint to Succesful Digital Marketing Campaigns
Normunds Vucans
Intars Jomants
During this interactive presentation, Manoro team will ask you a few questions to provide a comprehensive and detailed look on your current paid digital marketing strategy status. This will then be used to provide you with a clear blueprint with specific steps to take on how to boost your future marketing campaigns.
Trends VS Reality in Digital Communication
Janis Karans
In his presentation, Jānis will provide valuable insights into the realities of digital communication, drawing from his day-to-day interactions with businesses. He will highlight the untapped potential available to enhance sales and customer care, offering guidance on how to identify and leverage these opportunities to reach our goals. Additionally, Jānis will discuss current communication trends and explore emerging technologies, including RCS (Rich Communication Services), to equip us with a forward-looking perspective.
E-commerce in The Next Economy - How Click to Pay as a New Industry Standard Can Help Merchants Boost Conversion & Security
Mikko Kairtamo
Balancing The Value for The User With City Compliance - Case of Bolt's Micromobility
Mikhails Shcheglovs
Heavy regulations benefit no one - neither the city, nor the user and the business. An alternative paradigm is to build a collaboration. A case study on how we leveraged AI to improve the safety and parking ecology for e-scooters in our cities of presence.
Business Speed Dating Session
All Attendees are Welcome to Join
Join us for Business Speed Dating, a fast-paced networking session where participants from various companies will have the chance to connect and exchange business contacts. In just two minutes per table, you'll introduce yourself, share your details, and then move on to the next person, maximizing networking opportunities in a short time. It’s a fun, efficient way to meet potential partners, clients, or collaborators and build connections that can drive future business.
Evening Cocktail Party at Hanzas Perons!
Opening Speech
Panel Discussion: Tokenization of Real World Assets
Lauris Borodovskis
Kristaps Cuders
Matiss Ansviesulis
Panel Discussion: The Impact of Blockchain Technology on Traditional Banking and Financial Services
Dr Kelly Fenech
Kriss Pujats
Explore how blockchain technology is transforming traditional banking and financial services, from regulatory challenges and compliance to innovative tools driving industry innovation.
Data and AI-Powered Leadership: Optimizing Real-Time Decision-Making
Ana Tralle
In this interactive session, you'll face real-life data scenarios requiring quick decisions, just like managers and C-level executives. Make your choices, then gain expert insights into how AI and data tools could optimize these decisions. Get practical tips, hints, and a showcase of powerful tools to elevate decision-making in real-world business situations.
Case in Point: airBaltic's Leap into Web3 Loyalty
Arturs Garais
The First 15 Years Since Bitcoin's Inception: Explore The Key Developments and Milestones in The Early Years of Crypto Adoption
Armin van Bossto (Konjalic)
Fintech Growth Strategies: White Label Core Banking Software, In-House, or Hybrid?
Aleksandrs Novozenovs
Dr. Alexander Suhobokov
Sofian Berrahal
This session, will explore strategic decision-making for fintechs poised for scaling: Should you rely on a third-party White Label Core Banking provider, build your own infrastructure, or adopt a hybrid approach? We'll examine the pros, cons, and key considerations of each path, focusing on speed to market, cost efficiency, control, scalability, and innovation potential. Real-world case studies will illustrate these options, guiding fintechs in making informed, strategic choices.
Panel Discussion: Latvia - Emerging as a MiCA Licensing Powerhouse
Agneta Rumpa
Marine Krasovska
Mustafa Baltaci
Explore Latvia's pivotal role in the MiCA regulatory landscape, covering key insights on fintech regulation, supervision strategies, and innovations in digital finance. Discover how Latvia is shaping a modern, dynamic environment for financial growth and crypto advancement in Europe.
Cut Through the AI Crap: Create a LinkedIn Brand That Actually Matters
Olga Zorova
In this session, I will guide you through the essentials of building a standout personal brand on LinkedIn. We’ll explore creative content strategies, storytelling, and how to engage beyond just posting—think comments, networking, and meaningful connections.
You’ll get practical tips on how to balance authenticity with strategy, and we’ll do a live LinkedIn profile audit with actionable feedback. Plus, I’ll share a list of AI tools to boost your LinkedIn game.
Lunch Break
Zone 1: Transforming Fraud & AML Prevention by Use of AI technology
Tanja Wesén | VP Security Solutions at Mastercard Northern Europe
Alberto López González | VP, Security Solutions Product Lead
During this session, you will learn about how Mastercard is making use of the latest AI technology to prevent financial crime and identify network fraud. We will showcase a few of the Mastercard latest solutions. Presenting a success case in the UK where Mastercard's solution has enabled us to save £100 million annually by identifying instant payment fraud and scams. Finally, we will explain how Mastercard supports the ecosystem in identifying money laundering activities with a new solution already available.
Zone 2: Deep Dive into NFT Management
Sven Haiges | Tech Strategist, SAP CX Intelligence & Incubation at SAP
This workshop provides a hands-on exploration of SAP NFT Management. Participants will learn how to easily create an NFT collection, add it to a blockchain, and distribute it. The workshop will also cover integration with SAP Emarsys for styling NFT claim emails and automating NFT-related events. The goal is to provide a comprehensive overview and practical tips for using SAP's NFT Management solution to launch your own NFTs. There will also be time for a Q&A to get all your questions answered.
Zone 3: Moments of Clarity: Insights for Thriving in E-commerce & Lead Generation
Simone Paridini | Cofounder, Head of Ecommerce at 94n Digital
Alex Tkacovs | Founder, CEO at 94n Digital
We’re diving into key eCommerce challenges for 2025, from cutting warehouse costs and optimizing product mixes to enhancing customer experience and building brand trust. Our paid media strategies will cover ways to boost sales, leverage data insights, and manage rising CPCs. With real case studies, we’ll explore solutions at both business and product levels, including delivery improvements, forecasting, and data tracking to drive growth in an increasingly competitive market.
B2Me – AI-Driven Omnichannel Experiences
Darron Gregory
As customers are expected to be treated in a more personalized manner regardless in which channel. Therefore, SAP is going towards a Channel-less Vision, that dives into the data, that delivers a channel-less experience to the customer.
Who Will Automate my Learning?
Vladimirs Ivanovs
We have to learn so many new things nowadays. Do we know how to take good care of ourselves? How to make learning stick?
Come to experience some neuroscience-based activities, and arm yourself with six principles of effective learning from the Training from the Back of the Room approach.
The Future AI Takeover - Navigating Legal and Technical Boundaries
Renate Strazdina
Licensing QA - Insights from the Bank of Latvia
Guna Janelsiņa
Eleonora Bušmane-Zvaigzne
Elena Srebnija
Delve into crucial regulatory topics with the Bank of Latvia, including crypto asset regulation and licensing, current regulatory expectations, the implications of the upcoming Digital Operational Resilience Act (DORA) effective from January 2025, and the integration of AI in financial services. This session offers essential insights for navigating the regulatory landscape and leveraging emerging technologies in the financial sector.
The Hidden Truths of AI in Business
Kristaps Vergins
In this keynote, we'll uncover the essential truths every business should know before starting their AI journey. Highlighting both its triumphs and obstacles, we'll share practical insights from Ervy's experience in transforming corporate learning. Discover how AI equips employees with tools to boost efficiency and drive continuous improvement.
AI-Powered Business Growth: Practical Strategies for Business Leaders
Sergey Jermakov
In a rapidly evolving digital landscape, artificial intelligence is no longer a luxury - it’s a necessity for businesses seeking to stay competitive and drive growth. In this session, we will demystify AI for business leaders, sharing practical, real-world strategies to harness its potential. Using Graip.AI powered use cases, we will demonstrate how AI can streamline operations, personalize customer experiences, and boost revenue, all while maintaining efficiency.
Whether you’re an AI novice or exploring advanced implementations, this session will provide you with the tools and inspiration to start leveraging AI for measurable business success.
Non-Custodial Payment Cards. Why, How, When?
Egor Avertisov
Discover the advantages of non-custodial payment cards, merging blockchain security with traditional payment convenience. This session covers why they're essential, how they enhance user control, and when to integrate them into your payment strategy—straight from the experts at Holders. Ideal for those looking to innovate in fintech and digital payments.
Who Owns AI Generated Content?
Una Petrauska
Artificial intelligence has become a part of our daily lives, and now it’s transforming the way we do business. From automating tasks to generating content, we all use different AI tools. But this raises an important question: who really owns AI generated content?
AI Chatbots and the Battle for Brand Visibility: What’s Your Share of Voice?
Julia Riml
As AI chatbots and assistants become the key middleman between consumers and brands, monitoring your brand’s share of voice has never been more essential. In this interactive session, Julia will guide you through the evolving landscape of AI brand monitoring, sharing fascinating findings from Peak Ace’s studies in the e-commerce and fintech sectors. Through real-time exercises and polls, you’ll discover whether your brand is visible in AI-powered conversations and explore strategies to track and optimise your brand’s presence across platforms like ChatGPT. Come ready for an interactive experience and leave with actionable insights for your brand’s AI visibility.
Personalized Shopping Experiences in an AI-Driven World
Niks Evalds
This session will explore the transformative power of AI in e-commerce, focusing on how Printful uses data to empower merchants with smart, intuitive decision-making tools. We'll look at real-world applications that personalize the customer experience and make the process of running an online store more efficient.
Generative AI: Practical Implementation in Fintech Compliance
Roman Zilber
Deniss Skokovs
NFT Treasure Hunt: Exploring Digital Collectibles in the Real World
airBaltic
SAP
Join the NFT Treasure Hunt for a chance to win big! Throughout the two days of ECOM'21, explore participating company booths to find QR codes linked to exclusive NFTs. Scan and collect all 4 NFTs by visiting each booth to complete your collection. Once you've gathered all 4, you’ll automatically enter a raffle to win a special prize! Open to all attendees, this is a fun way to engage with top companies, explore their offerings, and dive into the world of NFTs. Happy hunting!
Panel Discussion: AI in Making Autonomous Business Decisions Based on Real-time Data
Martins Popelis
Inese Lazdovska
Ugis Springis
Let's celebrate - After Party at the iconic Soda Club!
Pavels Koliskins | CCO at Pearl Latvija
Jekaterina Velika | SAP Emarsys Developer at Pearl Latvia
Evalds Urtans | Founder, AI Researcher at Eldigen, Asya.ai, Pitch Pattern
Tuomas Autero | Director - Transfer Solutions at Mastercard Northern Europe
Amartya Biswas | Manager - Transfer Solutions at Mastercard Northern Europe
All Attendees are Welcome to Join
Tanja Wesén | VP Security Solutions at Mastercard Northern Europe
Alberto López González | VP, Security Solutions Product Lead
Sven Haiges | Tech Strategist, SAP CX Intelligence & Incubation at SAP
Simone Paridini | Cofounder, Head of Ecommerce at 94n Digital
N94 Digital
Alex Tkacovs | Founder, CEO at 94n Digital
N94 Digital